DISCLAIMER

Effective Date: January 1, 2026

This Disclaimer Policy (“Disclaimer”) constitutes a legally binding statement governing the limitations of liability, representations, and risk disclosures of Next Fraga Investments LLC (“Company,” “we,” “us,” or “our”) in connection with your (“User,” “Investor,” “you,” or “your”) access to and use of the Company’s website, digital interfaces, communications, services, and investment-related platform (collectively, the “Platform”). This Disclaimer forms an integral part of, and should be read in conjunction with, the Company’s Terms of Service and Privacy Policy.
This Disclaimer forms an integral part of, and should be read in conjunction with, the Company’s Terms of Service and Privacy Policy.

BY ACCESSING, BROWSING, OR USING THE PLATFORM, YOU EXPRESSLY ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THIS DISCLAIMER.

1. NO INVESTMENT ADVICE

The Platform and all content, materials, communications, and information provided by the Company are for informational and educational purposes only.

Nothing on the Platform constitutes:

  1. Investment advice 
  2. Financial advice 
  3. Legal advice 
  4. Tax advice 
  5. A recommendation or solicitation to buy, sell, or hold any security or investment 

 

The Company does not act as:

  1. A registered investment advisor 
  2. A broker-dealer 
  3. A fiduciary 

 

You are solely responsible for conducting your own due diligence and consulting with qualified professional advisors before making any financial or investment decisions.

2. NO OFFER OR SOLICITATION

The Platform does not constitute:

  1. An offer to sell securities 
  2. A solicitation to purchase securities 
  3. A public offering 

 

Any investment opportunities referenced are:

  1. Private 
  2. Subject to applicable securities laws 
  3. Available only to qualified or eligible investors

 

Participation in any investment is subject to separate legal documentation and verification processes.

3. INVESTMENT RISK DISCLOSURE

All investments involve risk, including but not limited to:

  1. Loss of capital (including total loss) 
  2. Illiquidity 
  3. Market volatility 
  4. Regulatory and legal risks 
  5. Operational and execution risks 

 

Past performance is not indicative of future results.

The Company makes no guarantees, representations, or warranties regarding:

  1. Returns 
  2. Profitability 
  3. Performance outcomes

 

You acknowledge that investment decisions are made at your own risk.

4. PLATFORM AND INFORMATION DISCLAIMER

The Platform and all content are provided on an “as is” and “as available” basis.

The Company makes no representations or warranties, express or implied, regarding:

  1. Accuracy or completeness of information 
  2. Reliability or timeliness of content 
  3. Availability or uninterrupted operation 
  4. Fitness for a particular purpose 

 

Information may be:

  1. Incomplete 
  2. Outdated 
  3. Subject to change without notice

5. THIRD-PARTY CONTENT AND SERVICES

The Platform may include or reference:

  1. Third-party data 
  2. External links 
  3. Service providers 
  4. Investment partners 

 

The Company does not:

  1. Endorse or guarantee third-party content 
  2. Control third-party services 
  3. Assume responsibility for third-party actions or omissions 

 

Use of third-party services is at your own risk.

6. NO FIDUCIARY RELATIONSHIP

Your use of the Platform does not create:

  1. A fiduciary relationship 
  2. An advisory relationship 
  3. A partnership or joint venture 

 

The Company acts solely as a platform provider and does not assume duties beyond those expressly stated.

7. REGULATORY AND COMPLIANCE DISCLAIMER

The Company does not represent that:

  1. The Platform complies with all laws in every jurisdiction 
  2. The Platform is appropriate or available in all locations 

 

Users are responsible for ensuring compliance with:

  1. Local laws 
  2. Securities regulations 
  3. Tax obligations 

 

Accessing the Platform from restricted jurisdictions is done at your own risk.

8. LIMITATION OF LIABILITY

To the fullest extent permitted under the laws of the State of Florida, the Company shall not be liable for any indirect, incidental, consequential, special, or punitive damages, including but not limited to loss of profits, revenue, data, or investment opportunities, arising out of or related to your use of the Platform.

Nothing in this Disclaimer shall limit or exclude liability to the extent such limitation is prohibited under applicable law, including liability arising from gross negligence, willful misconduct, or fraud.

9. GOVERNING LAW

This Disclaimer and any disputes arising out of or related to the Platform shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles.

10. JURISDICTION AND VENUE

You agree that any legal action or proceeding arising out of or relating to this Disclaimer or the Platform shall be brought exclusively in the state or federal courts located within the State of Florida, and you hereby consent to the jurisdiction of such courts.

11. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless the Company and its:

  1. Officers 
  2. Directors 
  3. Employees 
  4. Affiliates 
  5. Service providers 

From and against any claims, damages, liabilities, or expenses arising from:

  1. Your use of the Platform 
  2. Your violation of applicable laws 
  3. Your breach of the Terms of Service or this Disclaimer

12. FORWARD-LOOKING STATEMENTS

The Platform may contain forward-looking statements, including projections, forecasts, or expectations.

Such statements:

  1. Are inherently uncertain 
  2. Depend on assumptions and external factors 
  3. May differ materially from actual outcomes 
The Company undertakes no obligation to update such statements.

13. NO GUARANTEE OF PLATFORM ACCESS OR CONTINUITY

The Company does not guarantee that the Platform, or any portion thereof, will be available at all times or free from interruption, delay, or error.

The Company reserves the right to suspend, restrict, or terminate access to the Platform at any time, with or without notice, for maintenance, security, regulatory compliance, or operational reasons.

14. NO CUSTODY OR CONTROL OF ASSETS

Unless expressly stated in separate written agreements, the Company does not take custody, control, or possession of user funds, securities, or digital assets.

Any transfer, allocation, or management of assets occurs through third-party financial institutions, custodians, or counterparties, and is subject to their terms and conditions.

15. NO GUARANTEE OF INVESTOR ELIGIBILITY

Access to the Platform does not guarantee qualification for participation in any investment opportunity.

The Company reserves the right, in its sole discretion, to approve, deny, or revoke user eligibility based on legal, regulatory, or internal risk criteria.

16. INFORMATIONAL CONTENT MAY BE SIMPLIFIED

Certain information presented on the Platform may be summarized, condensed, or simplified for convenience.

Such information does not replace or supersede official legal documents, offering materials, or contractual agreements, which shall govern in all cases.

17. NO RELIANCE ON PRELIMINARY INFORMATION

Any preliminary, indicative, or draft information provided on the Platform is subject to change and should not be relied upon as final or binding.

Only definitive agreements and formally executed documents shall be legally binding.

18. TECHNOLOGY AND CYBER RISK DISCLOSURE

The use of the Platform involves inherent risks associated with digital systems, including but not limited to:

  1. System failures 
  2. Cybersecurity incidents 
  3. Unauthorized access 
  4. Data transmission errors

The Company does not guarantee that the Platform will be free from such risks.

19. FORCE MAJEURE

The Company shall not be liable for any failure or delay in performance resulting from events beyond its reasonable control, including but not limited to:
  1. Natural disasters 
  2. Government actions 
  3. Regulatory changes 
  4. Power or network failures 
  5. Acts of war, terrorism, or civil unrest

20. NO PROFESSIONAL RELATIONSHIP

Nothing in the Platform or this Disclaimer shall be construed as creating any form of professional relationship, including but not limited to legal, financial, advisory, or fiduciary relationships, between the Company and any user.

21. USER RESPONSIBILITY FOR DECISIONS

You acknowledge and agree that you are solely responsible for:
  1. Evaluating all information provided 
  2. Making independent decisions 
  3. Bearing all risks associated with your actions 
The Company shall not be responsible for any outcomes resulting from user decisions.

22. SEVERABILITY

If any provision of this Disclaimer is determined to be invalid, unlawful, or unenforceable, the remaining provisions shall remain in full force and effect.

23. ENTIRE DISCLAIMER

This Disclaimer constitutes the entire understanding with respect to the subject matter herein and supplements the Terms of Service.

In the event of any conflict, the Terms of Service shall prevail.

24. No Waiver

The failure of the Company to enforce any provision of this Disclaimer shall not constitute a waiver of such provision or any other rights.

25. MODIFICATIONS

The Company reserves the right to modify this Disclaimer at any time. Changes will be:
  1. Posted on the Platform 
  2. Effective upon posting 

Continued use of the Platform constitutes acceptance of any revised Disclaimer.

Approved by:
Next Fraga Investments LLC Management